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About Us

When Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is now the 54th largest bank in Texas and is proud to have over 300 dedicated bankers on its team, in addition to assets in excess of $1.1 billion and seventeen branches located in Laredo, San Antonio, McAllen, Brownsville, Eagle Pass, Del Rio and Buda, as well as representative offices in Monterrey and Guadalajara, Mexico.

Mission Statement

 Guided by Faith...       
  Grounded by Family...  
    Committed to You!

A Unique Philosophy: Faith, Family and Falcon

Falcon attributes its success largely to being a family-owned business—and, thus, a business that values and cultivates a familial atmosphere in its staff and customers. Our philosophy is simple: Faith, Family and Falcon. And it began with one man.

The late Hugo Gutierrez, Sr., a trusted, longtime Laredo businessman, headed his family’s far-sighted investment in 1995, when they purchased a majority interest in then Falcon National Bank. Mr. Gutierrez Sr. contributed his invaluable business experience to his new role as Chairman of the bank’s Board of Directors, with his sons, Hugo Jr. and Adolfo, joining him on the board. Adolfo also became the bank’s President and CEO, a position he held for nearly a dozen years. In that time, Mr. Gutierrez Sr.’s business savvy and devotion to family created a business model that still guides Falcon throughout its growth.

Today, Gilbert Narvaez, Jr., an integral part of Falcon since 1990, serves as President and CEO, and after decades of treasured business advice from his father, Adolfo serves as Falcon’s Chairman of the Board. Mr. Narvaez, Jr., John J. Hill, Hugo A. Gutierrez, Jr., Ray A. Gonzales, Eduardo Garza-Robles, and Pablo Villanueva also add their banking and business expertise to Falcon’s Board of Directors. AJ Gutierrez serves as an Advisory Board Member for Falcon Bank. 

We Know What Counts—And It Shows

In 2016, Independent Community Bankers of America (ICBA) recognized Falcon International Bank as the 46th fastest growing community bank in the nation. But while Falcon has all the amenities of a large bank, we retain the warmth, care, and personalized service of a community bank. Visit any one of our 17 branches to see why we were awarded the Five-Star Service Award three years in a row, or simply use our robust online banking system to understand how we are embracing technology to make your life easier.


At Falcon, we are committed to listening to our customers, leading the way on products and services that put you first—such as free checking accounts for businesses and the innovative Falcon FastPay, a solution that transfers money from person to person in near real time.


As the 54th largest bank in Texas, Falcon has been recognized in American Banker, the San Antonio Express News, Independent Banker and many others. We have also been given a superior five-star rating from BauerFinancial, Inc. It is that reputation for superior service that has allowed us to broaden our market to serve our international customers.


In South Texas, roots run deep, and Falcon is no exception. That’s why our team members are proud to serve as volunteers, contributors, and board members of the American Cancer Society, American Heart Association, March of Dimes, Susan B. Komen Foundation, Junior Achievement, Leadership Laredo, S.T.A.R.S., Rotary Clubs, Habitat for Humanity, United Way, Goodwill and more.


Through branch expansion, product innovation and community involvement, we are proud to serve the needs of our vibrant communities now and into the future.